Caleb Spence has been our Financial Adviser for many years. During this time we have enjoyed a close professional relationship and decided to stay with him when he set up his own business, Caleb Spence Financial Services Ltd. As a good listener and good communicator, Caleb understands our needs and has put a lot of thought into the financial advice he has given us. He keeps careful records of our affairs and makes regular contact with us to review our Investments and has helped us to make tax efficient plans for our retirement.

Clear no nonsense, practical advice. Would not hesitate to recommend.

Thank you Caleb for the extremely professional work you carried out for us. Your patience and personal touch made the transaction easy and surprisingly pleasant. We are very grateful for your help and for the peace of mind you have provided us with.